| Advisor Profile |
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Business Description |
| For all your Financial Service and Life Insurance needs please call me.New york Life can provide for all of your Financial needs.Life,annuities,retirement,long term care,and college savings acct. |
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| Prepared By: |
Larry Piccinini |
| Most Recent Update: |
08/10/2008 |
Frequently Asked Questions |
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Do you have a customer satisfaction or refund policy? |
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All fininacial products have free look periods that vary from state to state. |
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What are your qualifications? What is your education background? |
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BA Univ. Md College Park
Registered Representitive Nasd |
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What is your approach to financial planning? |
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Recognize all forms of risk and comprehensively deal with them in order of importance which will vary from person to person. |
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What services do you offer? |
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Life insurance (Whole life Term,and Universal)
Retirement accts.529 plans,long term care.dissability and health, indivudal and group.
Annuities fixed and variable ,and Lifetime income annuity |
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How many clients do you currently manage? |
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Will you be the only person working with me? |
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Yes,unless there is a need for it.Some business buy sell cases get quite involved |
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How are you compensated? How will I pay for your services? |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Do you offer any guaranteed results? |
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No one can,anyone who does is to be wary of. |
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How much risk should I be willing to take? |
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We complete a risk assesment for each client |
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Have you ever been charged with any breaches? |
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What carrier(s) do you represent? |
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Are there any pre-existing conditions that you can not cover? |
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How long does it take to complete the application and approval process? |
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depends upon the product and the degree of difficulty obtaining medical records |
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Is there a maximum age that you can insure? |
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What services do you provide? What are your specialties? |
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Rollovers,IRA Traditional and Roth |
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Do you provide a free initial consultation? |
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All my consultations are free |
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Why should I choose you as my financial advisor? |
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My commitment to a client is to educate to a certain comfort level so that you understand what is going on with your money at all times and to be available 24/7 |
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What are your management fees? |
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What kind of plans do you specialize in? |
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We use Morningstar as a fiduciary and our primary |
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Do you have a minimum requirement for number of employees or total investment value? |
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What are your qualifications? |
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What is your approach to 401 K plan rollovers? |
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Why should I roll over my 401K plan to your firm? |
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We will prtect the fund administer by virtue of complying with 404c errisa |
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Do you provide a free initial consultation? |
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