| Advisor Profile |
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Business Description |
| I am a CERTIFIED FINANCIAL PLANNER practitioner and CPA. I concentrate on financial planning and professionally managed money. Financial planning encompasses, among other things, tax planning, estate planning, insurance analysis, college funding, and retirement planning. |
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| Prepared By: |
Jack D. Roland |
| Most Recent Update: |
05/23/2008 |
Frequently Asked Questions |
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What are your qualifications? What is your education background? |
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I received a degree in accounting. I am a Certified Financial Planner practitioner and a Certified Public Accountant. I have been providing accounting, tax, and financial services through my own firm since 1983. |
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What is your approach to financial planning? |
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I need to find out everything I can about the client, i.e. what is important to him/her (or both, if a couple), what he/she/they want to accomplish, what their needs are, what assets they have, what their liabilities are, number and ages of any children or grandchildren, etc. After obtaining this information, I discuss my recommendations with the client before proceeding. |
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What services do you offer? |
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My firm offers financial planning, income tax planning and preparation, estate planning, retirement planning, education planning, money management, and much more. |
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Will you be the only person working with me? |
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In the area of financial planning and money management, yes. If the engagement involves heavy income tax and estate planning matters, my partner may get involved. |
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How are you compensated? How will I pay for your services? |
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Generally, I work on a fee basis. Financial planning engagements and money management is performed on a fee basis, while financial products, such as annuities and life insurance, are necessarily compensated by the insurance companies on a commission basis. |
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If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
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Yes. I do not maintain any discretionary accounts. I consult with my clients before any purchase or sale transaction. |
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How much risk should I be willing to take? |
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I cannot answer that until I know more about you and your situation. Everyone's situation is different, but, generally, the younger you are, the more risk you should be willing to take. |
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Have you ever been charged with any breaches? |
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